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What is Annual Credit Report Washington Dc Contact?

AnnualCreditReport.com is an on-line consumer credit reports providing that is jointly operated by the Three major American credit reporting agencies namely, Experian, Equifax, and TransUnion. It was coined in order to follow the instructions and agreements under the Fair and Accurate Credit Transactions Act (FACTA). It provide a mechanism for countless consumers across the nation to receive easy, quick, and inexpensive access to their three free credit reports per year.

The provides, upon request, a free credit report every twelve months to each and every registered individual in order to ensure that the credit information is correct which in turn, helps to guard against Identity theft. One of the provisions of Fair and Accurate Credit Transactions Act (FACTA) that was passed in the year of 2003 as an amendment to the Fair Credit Reporting Act (FCRA) is one of the necessary factors required to avail the service.

In order to register with the AnnualCreditReport.com, an individual has to provide basic identification information, for example, name, address, nationality, and Social Security number. The user is then switched to the of the individual credit reporting agency the individual select and additionally ask several security questions to confirm their identity before getting the report. The is federally authorized source for receiving free credit reports and is administered by the Federal Trade Commission (FTC). According to the information, the organization had issued approximately 52 million credit reports from December 2004 to December 2006.

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